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EVALUATION OF CREDIT RISK MANAGEMENT IN DISTRICT CENTRAL CO-OPERATIVE BANKS - A STUDY 5 DCCBS IN GUJARAT STATE

A number of financial institutions have collapsed or experienced financial problems due to inefficient credit risk management systems. The study seeks to evaluate the extent to which failure to effectively manage credit risk led to DCCBs in Gujarat for the year 2007-08 to 2011-2012. It also seeks to establish other factors that led to the banking crisis and to outline the components of an effective credit risk management system. The study found that the failure to effectively manage credit risk contributed to a greater extent to the banking crisis.

IFRS - CURRENT STATUS IN INDIA

The paper proposes to carry out the considerable changes required in the regulatory framework for financial reporting in India after convergence with International Financial Reporting Standards (IFRS) till 2011. The paper initiate with a prologue of existing system for financial reporting in India. The convergence of Indian GAAP with IFRS would pose various challenges on the tax and regulatory front, which companies, investors and regulators will have to grapple with.

AN OVERVIEW - INCOME MANAGEMENT

Financial management within the company is a hard nut to crack for many of the business activities runners. Managing money is tough concept whether it’s budgeting, buying insurance, planning for retirement or savings. Careless and selfish uses causes to live in financial bondage. If reserved a bit of extra consciousness on the money matters, maintaining a healthy financial family is a possible task. Sound financial management requires formulation of a realistic budget. The involvement of each and every member in family is responsible for an effective family financial management.

CUSTOMER'S PERCEPTION ABOUT ORGANIZED RETAIL STORES: A CASE STUDY OF SURAT CITY

In this study an attempt has been made to determine the factors which customers keep in mind when they buy products from the organized retail stores. Customers prefer the organized retail stores keeping in view its convenience in term of product range, multiple choice, offer and schemes, less than MRP etc. Offer and schemes, less than MRP and more varieties under one roof are combined attributes that customers like about the organized retail stores. Customers expect free home delivery from the stores.

A STUDY OF RELATIONSHIP OF PERFORMANCE APPRAISAL SYSTEM SATISFACTION AND WORK PERFORMANCE, AFFECTIVE ORGANIZATIONAL COMMITMENT, TURNOVER INTENTION AND INTRINSIC MOTIVATION WITH SPECIAL REFERENCE TO BANK OF INDIA SOUTH GUJARAT REGION

In the market driven economy, achieving the business goals involves uncertainties. This has necessitated shift from command and control organizations to learning organizations which makes people in organization most important. Along with many other HR practices, Performance Appraisal System is one of the most important systems that help the organization to navigate to goal attainment.

JOB SATISFACTION AND VALUES AMONG SECONDARY SCHOOL TEACHERS OF SOUTH GUJARAT

Today people are facing many problems in this changing world, so job satisfaction is also becoming complex day-by-day for them wherever they work. An integral component of a work climate is job satisfaction which is very much related to the values teachers hold. The values which the teachers have will effect generation of students. Satisfaction is a function of the discrepancy between the job outcomes of a person’s wants and outcomes that are perceived to be received.

A SURVEY OF QUALITY IN TEACHING-LEARNING PROCESS AT B.ED. LEVEL

The word ‘Quality’ is from chemical industry. Quality has no common and universal definition. Quality has multiple definitions. The meaning of Quality differs from person to person. According to B.Ed. students components of Quality at B.Ed. level are Important for educational management, Continuous improvement, Educational Planning and Implementation. B.Ed. trainees believe that Leadership and Partnership, Classroom interaction, Quality of teaching – learning process, Evaluation process, Infrastructure of college and other facility.

EVOLVING A STRATEGY OF MULTIMEDIA PACKAGE ON 'NATURAL RESOURCES' IN GEOGRAPHY FOR IX STANDARD STUDENTS

Education is a whole new world of learning in the 21st century where science and technology is on the fast development resulting in new knowledge, skills and attitudes. As such, we need to integrate the use of modern science and technology in teaching and learning in order to effectively transfer knowledge for transformation.

ICT: A VALUE ADDED TOOL FOR QUALITY TEACHING/LEARNING

This paper is an attempt to highlight the likely changes one can bring about in higher education with the help of ICT. It also tries to postulate how the use of ICT works as a value added tool for quality learning.

WOMEN'S STATUS AND CONDITION IN PAST, PRESENT AND FUTURE OF INDIAN SOCIETY: A QUALITATIVE SURVEY

The worth of a civilization can be judged by the place given to women in the society. Of the several factors that justify the greatness of India's ancient culture, one of the greatest is the honoured place ascribed to women. Manu, the great lawgiver, said long ago, 'where women are honoured there reside the gods'. According to ancient Hindu scriptures, a man without the participation of his wife can perform no religious rite with perfection. A wife’s participation is important in some religions, such as in Hinduism.